Fee
My current rate for individual 50-minute sessions is $200-250.
Longer sessions of 60 to 75 minutes may be needed, but will be discussed in advance. The standard recommendation is weekly 50-minute sessions, although a different session frequency or session duration may be agreed upon.
Payment may be made by cash, check, credit card, or HSA/FSA card at the time of service.
Insurance
I am not on any insurance panel. However, I can be seen as an out-of-network provider. Please verify your benefits with your insurance company. Some questions you may want to ask:
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Does my insurance plan cover out-of-network providers for mental health?
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What is my out-of-network deductible?
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Is pre-approval required before commencing treatment?
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Is there a limit on the number of sessions covered per year?
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What is the coverage amount per session with an out-of-network provider?
I do not bill your insurance directly. However, I can provide you with a monthly statement (superbill) for sessions already paid, that you can submit to your insurance company for reimbursement.
Why Don't I Take Insurance?
I understand that this can be frustrating when you’re trying to find someone to help you. There are a number of reasons that I do not feel that a direct relationship with insurance provides the best care for my clients.
- Confidentiality - Insurance companies require that your therapist shares specific information about your mental health to provide coverage for services. As an insurance provider, I would have to share your diagnosis and treatment notes with your insurance company. Many therapists have concluded that this introduces a breach in confidentiality, and also potentially can lead to:
- Denial of coverage - Sharing your diagnosis and treatment information with your insurer can have far-reaching consequences for your health care. A specific mental health diagnosis is generally required to authorize coverage of therapy sessions. Most individuals seeking therapy are not dealing with a mental illness, but are instead seeking help with personal growth, difficult life changes, resolution of conflicts, or any number of other issues. Many insurers do not consider these to be valid reasons to authorize coverage for treatment. If therapist is forced to provide a diagnosis of a mental health disorder to allow treatment, having that diagnosis on record can affect your options for treatment in the future.
- Limited options for treatment - Insurance providers often only authorize particular treatment methods for your specific diagnosed condition. This may limit the frequency, duration, method of therapy available for use, or even who might be allowed to be present for or participate in your sessions, regardless of what your wishes are, or what your therapist believes would be most useful for your situation.
Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you will be charged for the full rate of the session.
Right to a Good Faith Estimate
You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!